30th January, 2026
Just when business owners had their payroll and Super processes humming along nicely, the ATO changed the rules. While the incoming Payday Super legislation doesn’t come with drastic changes, it does mean that your clients will need to tweak their processes to stay compliant, which could have knock-on effects on admin time, software needs and cash flow.
It’s an opportunity for accounting practices to prove their worth. If your practice can act as a reliable source of advice and guide clients through the transition, you’ll be able to strengthen your relationships with your client base and ensure they’re meeting their compliance obligations.
In short: Payday Super is coming on 1 July 2026. Here’s what you and your clients need to know.
Payday Super is the ATO’s new system for superannuation payments, which comes into effect on 1 July 2026. Under the new scheme, businesses need to pay their employees’ Super contributions when they pay wages or salaries, rather than quarterly.
Other changes include:
Payday Super will have an impact on Australian businesses, particularly small-to-medium enterprises with less to invest in admin and software systems.
Some businesses will need to tweak or update payroll systems so they can add Super contributions to Single Touch Payroll (STP) processing. Similarly, they’ll need to adjust payroll processes to reflect new compliance rules and Super payment frequency.
Tip: Your clients should check on their employee Super funds — are they set up to receive contributions within the required seven-business-day timeframe? The obligation to meet this deadline sits with the employer.
The SBSCH offered a simple way to process Super payments for some small businesses. Run by the ATO, it allowed these businesses to pay all their Super contributions in bulk, rather than having to deal with individual Super funds.
Now that the SBSCH is being dissolved, businesses that relied on this solution will need another way to manage these payments. Platforms like MYOB Payroll let employers calculate and pay Super from within the payroll system. That means less admin, more visibility and payments that are accurate and on time.
More frequent payments, new compliance rules and new processing software will likely increase admin needs for many businesses, particularly in the first few months. MYOB Payroll makes short work of this. Its built-in automation and centralised data means no more spreadsheets or double-handing data.
If you’re an Australian accounting practice, Payday Super and all the complexities that come with it are a chance to enhance your service and connect with clients, especially if your client base is made up of small businesses.
It’s an opportunity to shift into an advisory role with your clients, rather than focusing on tax preparation alone. This aligns with a wider industry shift toward extending client services, as shown in our 2025 Accounting Industry Monitor Report.
Guiding your clients through Payday Super changes could look like:
Get in early to educate and inform your clients about the upcoming Payday Super changes, so they can start adapting their processes or come to you for further support.
If your clients have been paying their Super contributions every quarter, switching to a payday frequency could initially make it more difficult to balance cash flow. However, if they’re prepared and have the right support, making smaller, more frequent amounts will actually help balance cash flow in the long run. To get there, they’ll need help with cash flow planning to ensure they have what they need for payroll and Super compliance each payday. It’s also useful to prepare your practice for an increase in compliance support requests, as your clients iron out the kinks in their new processes in the first few months.
Your clients may need support to update their payroll processes and compliance workflows, so they can make Super payments a regular part of the payroll cycle with STP. This could mean switching on functions in their existing payroll software or helping them move to a new platform, like MYOB Payroll.
If your clients use MYOB Payroll, either on its own or as part of their MYOB subscription, Pay Super is included. It’s designed to keep Super payments compliant, even as the rules change. It uses ATO SuperStream standards for compliant contribution data and clearing through a gateway provider. This helps ensure Super reaches the right funds accurately and on time. If your clients aren’t using MYOB Payroll yet, they can switch it on now so they’re ready well before Payday Super comes into force.
Payday Super will be here in the next few months, so it’s the ideal time to get your clients ready for change. If they are using outdated accounting software, it could make compliance with the new legislation more difficult.
That’s where MYOB Payroll comes in. Designed around payroll compliance for Australian businesses, it automates pay, tax, leave and — crucially — Super payments. It does everything on one platform, for simple, clear, compliant payroll processing, even as new rules come in. It ensures employees are paid accurately every time, and their Super payments reach their chosen funds promptly, so clients avoid fines.
It’s the ideal option for clients struggling with Payday Super changes. If your clients are getting ready for the changes to their long-standing Super processes, offering this kind of confident, practical, timely support is a way to elevate your service and deepen relationships with clients. Learn more about how your clients can get set up.
Pay Super is included in your clients MYOB payroll subscription and leverages ATO SuperStream standards for compliant contribution data and clearing via a gateway provider. If your clients are not using MYOB Pay Super yet, they can switch it on now so they’re covered.
Go to the Payroll command centre and click Pay Superannuation. Click Sign up and follow the prompts. We’ll verify their bank account with a 1cent deposit and an SMS code for secure authorisation.
Assign their Pay Super payment authoriser(s) so approvals are in place before their first payment.
Process payroll as usual and pay super through Pay Super each pay run to meet the payday super timing from 1 July 2026.
Information provided in this article is of a general nature and does not consider your personal situation. It does not constitute legal, financial, or other professional advice and should not be relied upon as a statement of law, policy or advice. You should consider whether this information is appropriate to your needs and, if necessary, seek independent advice. This information is only accurate at the time of publication. Although every effort has been made to verify the accuracy of the information contained on this webpage, MYOB disclaims, to the extent permitted by law, all liability for the information contained on this webpage or any loss or damage suffered by any person directly or indirectly through relying on this information.