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Gen Y small business suffers Collateral Financing Effect, finds MYOB Business Monitor

Nearly half (44%) of Gen Y small businesses have applied for finance in the last year and more than a third (39%) of those applications were declined, according to the latest findings from the MYOB Business Monitor.

The report, which explores the state of play of 1,000 Australian small businesses, found Gen Y businesses were more likely to apply for finance, compared to 23% of Gen X small business owners and 15% of the Baby Boomer generation. This trend looks set to continue in the next 12 months, with 36% of Gen Y-run small businesses expected to apply for finance, versus 16% of Gen Xers and 8% of Baby Boomers.

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