Take out a business loan and enjoy a break on us​

With a prepaid Mastercard® valued up to $1,000^ plus more benefits ​

myob loans


The quick and easy loan to help your business grow

We know growing your business can be tough, and accessing finance isn’t always easy. That’s why we've partnered with OnDeck to bring you MYOB Loans: to help small businesses get ahead. 

Plus we’re making it easier for you to put your feet up this summer, take out a business loan with MYOB Loans powered by OnDeck before 31/12/2019 and you’ll enjoy;​

Treat yourself with a prepaid Mastercard valued up to $1000

Relax with no loan repayments until 2020

Plus get reimbursed for 3 months of MYOB subscription fees on your first company file

Flexible term loans  •  $10K to $250K  •  6 to 24 month terms

3 Steps to your next loan


Apply online

A fast and easy 10 minute online application and 3 months of business bank statements


Quick decisions

Funding based on the health of your business


Get funded

Receive funding in as fast as 24 hours


  • OnDeck are Australian-based loan specialists
  • $8+ billion in funding delivered to businesses globally^
  • OnDeck has helped over a thousand businesses just like yours
  • 96% of MYOB clients who used OnDeck recalled a great service

Find your business credit score fast

Check your business credit score for free in 60 seconds

Get your score now

Highly skilled specialists dedicated to serving you


Expertly trained

A dedicated Australian-based loan specialist ready to assist your unique business


Available anytime

Loan specialists are available to speak to you Monday to Friday 9am - 6pm reach them easily on 1800 817 596


Great service

96% of MYOB clients who used OnDeck recalled a great service^

Are you an MYOB Partner? Join OnDeck's Partner Referral Program

Help your clients discover new financing options through the OnDeck Partner Referral Program. 
Designed for accountants and bookkeepers, this program gives you another opportunity in the business advisory space. 

  • Dedicated support
  • Ongoing benefits
  • Trusted service

Learn more

Frequently asked questions

1. Who is OnDeck?

OnDeck has partnered with MYOB to help MYOB customers access financing solutions for their businesses.  OnDeck is a direct lender of business loans (also called “working capital” loans) to the small business market. OnDeck is not a “peer to peer” lender or crowd funder and does not lend to consumers.

2. What’s MYOB’s relationship with OnDeck?

OnDeck Capital Australia Pty Ltd (“OnDeck Australia”) is a subsidiary of US-based On Deck Capital, Inc. MYOB holds a 30% stake in OnDeck Australia and earns a commission on loans referred to OnDeck Australia.

3. How much can I get?

OnDeck provides business loans from $10,000 - $250,000 over 6-24 months.


4. What type of loans are on offer?

Business loans designed for inventory, marketing, equipment, cash flow, or any other opportunity for your business to generate a positive return. OnDeck doesn’t take security over your assets, however they do require a personal guarantee.

5. What are the rates and fees?

Rates: OnDeck offers a range of interest rates, which are determined based on your business credit score. The interest rate for your loan could be commensurate with bank lending, or as high as a business credit card, depending on your credit rating.

Fees: OnDeck charges a standard 2.5% origination fee for its lending. There is no application fee.

6. What documents are required to apply?

All that’s required is a simple online application and 3 months of bank statements. Applications can be completed over the phone.

7. How will approval decisions be made?

All that’s required is a simple online application and 3 months of bank statements – or you can apply over the phone.

8. What loan terms are available?

Approval will be based on the health of your business cash-flow, as well as your business credit score.

9. How do I repay my loan?

Loans are repaid automatically through a fixed weekly or daily debit to your business account. 


10. How soon can I get my loan?

Loans are repaid automatically through a fixed weekly or daily debit to your business account.


11. Have you shared my information with OnDeck?

MYOB has not disclosed any of your Personal Information with OnDeck. If you’ve been pre-qualified by MYOB, it was based on criteria that OnDeck has provided.

Request a call

Fast and flexible loans

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Terms and conditions:

Loans are issued by OnDeck Capital Australia Pty Ltd ABN 28 603 753 215 (OnDeck) subject to the terms of a loan agreement issued by OnDeck and are subject to lender approval. MYOB holds a 30% stake in OnDeck and has a referral agreement under which it earns a commission on loans referred to​ OnDeck. For the latest version of the MYOB privacy policy and for details on how to opt out of receiving promotional materials from MYOB,​ please visit www.myob.com/au/privacy-policy.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.​

^This offer is valid until 5pm AEDT on Tuesday 31st December 2019, unless otherwise varied by us. This offer is strictly limited to MYOB customers that apply, are approved for, and take out an unsecured term loan between $10,000 - $250,000 with MYOB Loans powered by OnDeck. This offer does not apply to existing MYOB Loans powered by OnDeck or OnDeck customers. This offer cannot be used in conjunction with any other offer. We reserve the right to vary or discontinue the offer at any time. ​

To apply, you must submit an application for a term loan via the MYOB Loans powered by OnDeck landing page at www.myobloans.com/takeabreak with your unique code or by contacting us on 1800 317 475 and quoting your unique code. Offer does not apply to applications submitted via any other channel (such as a broker). ​

This offer provides for you to receive: ​

  1. a single-load stored-value gift card issued by Heritage Bank Limited (“Issuer”). Gift card value will be $250 where you take out a term loan less than $25,000, $500 where you take out a term loan of $25,000 or more but less than $50,000, and $1000 where you take out a term loan of $50,000 or more. Details on how to claim the gift-card will be emailed to eligible applicants within 30 days of taking out a term loan. Gift card Issuer terms and conditions apply; ​
  2. a deferral on your term loan repayments until 1 January 2020. Your total loan term will be extended by the same length as your payment deferral. Loan terms and conditions apply; and ​
  3. reimbursement of the monthly subscription price of an existing AccountRight, Essentials or Essentials Payroll subscription for 3 months, for one company data file only. Reimbursement will be applied to your MYOB account as a single credit at the end of your billing cycle 3 months after you take out a term loan. The offer excludes fees for optional additional services like MYOB PayBy invoice payments and excess transactions under the MYOB Bank Feeds fair use policy. MYOB product terms and conditions apply. ​