Show 2020 who’s boss with MYOB Loans Powered by OnDeck

We’re removing upfront fees on new business loans until the end of 2020 saving you up to $7,500.* What’s stopping you?

* Terms and conditions apply
myob loans

Apply online in minutes

Got six months of bank statements? Perfect - start now!


6-24 month loan terms

Flexible loan terms mean you get financing that suits your business needs


Built for growing business

If your business is over 1 year old with revenue over $100K then you can apply!


A strong partnership

We work hand-in-hand with OnDeck to give you the best loan experience

Three steps. Apply in minutes. Easy as.


Apply online

A fast and easy online application and 6 months of business bank statements is all you need to get started.


We make a quick decision

Your eligibility for funding and your interest rate is based on the health of your business, with a decision made within hours of applying.


You get funded!

If you're approved, receive funding in as fast as one business day. Borrow between $10,000 and $250,000 with terms between 6-24 months.


  • OnDeck are Australian-based loan specialists
  • $8+ billion in funding delivered to businesses globally
  • OnDeck has helped over a thousand businesses just like yours
  • 96% of MYOB clients who used OnDeck recalled a great service

Highly skilled specialists dedicated to serving you


Expertly trained

A dedicated Australian-based loan specialist ready to assist your unique business


Available anytime

Loan specialists are available to speak to you Monday to Friday 9am - 6pm reach them easily on 1800 817 596


Great service

96% of MYOB clients who used OnDeck recalled a great service

Are you an MYOB Partner? Join OnDeck's Partner Referral Program

Help your clients discover new financing options through the OnDeck Partner Referral Program. 
Designed for accountants and bookkeepers, this program gives you another opportunity in the business advisory space. 

  • Dedicated support
  • Ongoing benefits
  • Trusted service

Join Partner Referral Program

Frequently asked questions

1. Who is OnDeck? Toggle Section

OnDeck has partnered with MYOB to help MYOB customers access financing solutions for their businesses.  OnDeck is a direct lender of business loans (also called “working capital” loans) to the small business market. OnDeck is not a “peer to peer” lender or crowd funder and does not lend to consumers.

2. What’s MYOB’s relationship with OnDeck? Toggle Section

OnDeck Capital Australia Pty Ltd (“OnDeck Australia”) is a subsidiary of US-based On Deck Capital, Inc. MYOB holds a 30% stake in OnDeck Australia and earns a commission on loans referred to OnDeck Australia.

3. How much can I get? Toggle Section

OnDeck provides business loans from $10,000 - $250,000 over 6-24 months.


4. What type of loans are on offer? Toggle Section

Business loans designed for inventory, marketing, equipment, cash flow, or any other opportunity for your business to generate a positive return. OnDeck doesn’t take security over your assets, however they do require a personal guarantee.

5. What are the rates and fees? Toggle Section

Rates: OnDeck offers a range of interest rates, which are determined based on your business credit score. The interest rate for your loan could be commensurate with bank lending, or as high as a business credit card, depending on your credit rating.

Fees: OnDeck charges a standard 3.0% origination fee for its lending. There is no application fee.

6. What documents are required to apply? Toggle Section

All that’s required is a simple online application and 6 months of bank statements. Applications can be completed over the phone.

7. How will approval decisions be made? Toggle Section

All that’s required is a simple online application and 6 months of bank statements – or you can apply over the phone.

8. What loan terms are available? Toggle Section

Approval will be based on the health of your business cash-flow, as well as your business credit score.

9. How do I repay my loan? Toggle Section

Loans are repaid automatically through a fixed weekly or daily debit to your business account. 


10. How soon can I get my loan? Toggle Section

Loans are repaid automatically through a fixed weekly or daily debit to your business account.


11. Have you shared my information with OnDeck? Toggle Section

MYOB has not disclosed any of your Personal Information with OnDeck. If you’ve been pre-qualified by MYOB, it was based on criteria that OnDeck has provided.

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Fast and flexible loans

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Loans are issued by OnDeck Capital Australia Pty Ltd ABN 28 603 753 215 (OnDeck) subject to the terms of a loan agreement issued by OnDeck and are subject to lender approval. MYOB holds a 30% stake in OnDeck and has a referral agreement under which it earns a commission on loans referred to​ OnDeck. For the latest version of the MYOB privacy policy and for details on how to opt out of receiving promotional materials from MYOB,​ please visit

*Terms and Conditions:

1. Loans are issued by OnDeck Capital Australia Pty Limited ABN 28 603 753 215 (OnDeck) and are subject to lender approval. MYOB holds a 30% stake in OnDeck and has a referral agreement under which it earns a commission on loans referred to OnDeck.

2. This offer cannot be combined with any other offers. The offer is not transferable, exchangeable or redeemable for cash.

3. To accept and obtain the offer, an eligible customer must apply for a business loan, be approved for the loan and receive the funding for the loan by 11.59pm AEDT on 31 December 2020, unless otherwise varied by MYOB.

4. Eligible customer mean:

a) an existing MYOB customer; and

b) new customer of OnDeck (offer is only applicable to new, first-time loans with OnDeck and is not applicable to renewals).

5. Eligible customers will not have to pay OnDeck the usual establishment fee, which is calculated as 3% of the loan amount. Interest will be applied upon application.

6. This offer is only eligible with an approved loan with a minimum loan size of $10,000. “Approved loan” means all loan documentation that has been signed by the eligible customer and OnDeck. Loans are subject to lender approval in OnDeck’s sole discretion.

7. MYOB and OnDeck may each collect and use information about you for the purpose of administering the offer. Eligible customers consent to their personal information being collected, stored and used for this purpose in accordance with MYOB’s Privacy Policy and OnDeck’s Privacy Policy.

8. To the extent any information provided to you in this content constitutes financial product advice, such advice is general advice only and has been prepared without taking into consideration your objectives, financial situation or needs. You should consider your needs prior to acting on any advice or making any financial decisions and seek independent financial advice regarding your own personal circumstances. Content may belong to or have originated from third parties and MYOB takes no responsibility for the accuracy, validity, reliability or completeness of any information. Information current as at October 2020.