Set yourself up for success

MYOB Loans. Powered by OnDeck.

Everyday cashflow solutions to help grow your business

We know that cashflow fluctuations are a normal part of growing your business.

That’s why we’ve partnered with OnDeck to bring you MYOB Loans – Everyday cashflow solutions to help small businesses get ahead.


Funding in 1 Business Day

So you can get going immediately


1-1 Support

A personal experience throughout your journey


Grow and Invest

Don’t miss out on another business opportunity

Flexible term loans

Flexible term loans

Ready to get started? Here's what you need to do

  1. Complete an easy 10-minute online application. All you need is your recent bank statements.
  2. Relax while our team quickly asses the health of your business and discuss the options
    available to you.
  3. Get on with it, with funds in your account in as fast as 1 business day.
  • OnDeck are Australian-based loan specialists
  • $7+ billion in funding delivered to businesses globally^
  • OnDeck has helped over a thousand businesses just like yours

"I would recommend MYOB Loans to other businesses and we will continue to use it in the future."

-Siobhan Belmore, Tree Access Owner 

Frequently Asked Questions

Who is OnDeck? Toggle Section

OnDeck has partnered with MYOB to help MYOB customers access financing solutions for their businesses.  OnDeck is a direct lender of business loans (also called “working capital” loans) to the small business market. OnDeck is not a “peer to peer” lender or crowd funder and does not lend to consumers.

What's MYOB's relationship with OnDeck? Toggle Section

OnDeck Capital Australia Pty Ltd (“OnDeck Australia”) is a subsidiary of US-based On Deck Capital, Inc. MYOB holds a 30% stake in OnDeck Australia and earns a commission on loans referred to OnDeck Australia.

How much can I get? Toggle Section

OnDeck provides business loans from $10,000 - $150,000 over 6-24 months.

What type of loans are on offer? Toggle Section

Working capital designed for inventory, marketing, equipment, cash flow, or any other opportunity for your business to generate a positive return.

What are the rates and fees? Toggle Section

Rates: OnDeck offers a range of interest rates, which are determined based on your business credit score. The interest rate for your loan could be commensurate with bank lending, or as high as a business credit card, depending on your credit rating.

Fees: OnDeck charges a standard 2.5% origination fee for its lending. There is no application fee.

How did my business get pre-qualified? Toggle Section

If you’ve been pre-qualified by MYOB, it was based on criteria that OnDeck has provided. MYOB has not shared any of your personal or business information with OnDeck.

What documents are required to apply? Toggle Section

All that’s required is a simple online application and 3 months of bank statements – or you can apply over the phone.

How will approval decisions be made? Toggle Section

Approval will be based on the health of your business cash-flow, as well as your business credit score.

What loan terms are available? Toggle Section

OnDeck offers loan terms of between six months and two years, depending on your business needs and qualifications.

How do I repay my loan? Toggle Section

Loans are repaid automatically through a fixed weekly or daily debit to your business account. 

How soon can I get my loan? Toggle Section

Once approved, you could receive funding as soon as the next business day. 

Have you shared my information with OnDeck? Toggle Section

MYOB has not shared any of your personal or business information with OnDeck. OnDeck has provided MYOB with its lending criteria to enable MYOB to internally determine your loan pre-qualification.

Everyday cashflow solutions

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^ Information refers to the operations of the OnDeck Group, including On Deck Capital, Inc. and its subsidiaries.

Loans are issued by OnDeck Capital Australia Pty Limited ABN 28 603 753 215 (OnDeck). MYOB holds a 30% stake in OnDeck and has a referral agreement under which it earns a commission on loans referred to OnDeck. For the latest version of the MYOB privacy policy and for details on how to opt out of receiving promotional materials from
MYOB, please visit