Want to get your business
off to a flying start this new financial year?

a business loan could help you with an equipment upgrade
MYOB OnDeck Logos

Whether it’s money for new tools or an equipment upgrade to help kickstart your big plans, Apply now and you could secure the finance you need with MYOB Loans powered by OnDeck.

Jump online and in 10 minutes you could apply for a business loan between $10,000 to $250,000 with funds available in as fast as one business day. Let’s get it done!

Flexible term loans

$10,000 to $250,000 6 to 24 month terms

3 Steps to your next loan

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Apply online

It only takes 10 minutes and as little as 3 months of business bank statements

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Quick decisions

Funding based on the health of your business

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Get funded

You could receive funding in as fast as 24 hours

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  • OnDeck are Australian-based loan specialists
  • $10+ billion in funding delivered to businesses globally^
  • OnDeck has helped over a thousand businesses just like yours

Arzal chose fast and flexible over jumping through hoops to get the finance he needed to grow his early learning business.

Business loans in as fast as 1 business day

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Fast funding

Approvals happen fast, so you can get the money you need to get on with it

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Available anytime

Loan specialists are available to speak to you Monday to Friday 9am - 6pm reach them easily on 1800 817 596

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Great service

96% of MYOB clients who used OnDeck recalled a great service^

Frequently Asked Questions

1. Who is OnDeck?

OnDeck has partnered with MYOB to help MYOB customers access financing solutions for their businesses.  OnDeck is a direct lender of business loans (also called “working capital” loans) to the small business market. OnDeck is not a “peer to peer” lender or crowd funder and does not lend to consumers.

2. What’s MYOB’s relationship with OnDeck?

OnDeck Capital Australia Pty Ltd (“OnDeck Australia”) is a subsidiary of US-based On Deck Capital, Inc. MYOB holds a 30% stake in OnDeck Australia and earns a commission on loans referred to OnDeck Australia.

3. How much can I get?

OnDeck provides business loans from $10,000 - $250,000 over 6-24 months.

4. What type of loans are on offer?

Unsecured business loans designed for inventory, marketing, equipment, cash flow, or any other opportunity for your business to generate a positive return. OnDeck doesn’t take security over your assets, however they do require a personal guarantee.

5. What are the rates and fees?

Rates: OnDeck offers a range of interest rates, which are determined based on your business credit score. The interest rate for your loan could be commensurate with bank lending, or as high as a business credit card, depending on your credit rating.

Fees: OnDeck charges a standard 2.5% origination fee for its lending. There is no application fee.

6. How did my business get pre-qualified?

If you’ve been pre-qualified by MYOB, it was based on criteria that OnDeck has provided. MYOB has not shared any of your personal or business information with OnDeck.

7. What documents are required to apply?

It’s a simple 10 minute application. All you need are 3 months of business bank statements. Or call us and we’ll help you over the phone on 1800 817 596.

8. How will approval decisions be made?

Approval will be based on the health of your business cash-flow, as well as your business credit score 

9. What loan terms are available?

OnDeck offers loan terms of between six months and two years, depending on your business needs and qualifications.

10. How do I repay my loan?

Loans are repaid automatically through a fixed weekly or daily debit to your business account. 

11. How soon can I get my loan?

Once approved, you could receive funding as soon as the next business day. 

12. Have you shared my information with OnDeck?

MYOB has not shared any of your personal or business information with OnDeck. OnDeck has provided MYOB with its lending criteria to enable MYOB to internally determine your loan pre-qualification.

Fast and flexible loans

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Terms and conditions:

Loans are issued by On Deck Capital Australia Pty Ltd ABN 28 603 753 215. Loans subject to lender approval.

Information refers to the operations of the OnDeck Group, including On Deck Capital, Inc. and its subsidiaries.
MYOB holds a 30% stake in OnDeck Australia and has a referral agreement under which it earns a commission on loans referred to OnDeck Australia.†By submitting this form, you're consenting to receive communication from OnDeck to help your business including special offers and product tips. If you don’t want to receive any emails or telephone calls, you can unsubscribe by contacting OnDeck at myob@ondeck.com.au

For the latest version of the MYOB privacy policy and for details on how to opt out of receiving promotional materials from MYOB, please visit myob.com/au/privacy.

*This offer to defer commencement of loan payments is only available to MYOB customers taking their first OnDeck unsecured Term Loan with the loan agreement commencing between 29th April 2019 and 30th June 2019. This offer does not apply to existing OnDeck customers, or to OnDeck’s Secured Equipment Finance product. Terms of the offer are: loan repayments begin the week commencing Monday 1st July 2019; and if you choose to accept the offer, the total loan term will be extended by the period of time equal to your loan payment deferral. Not valid in conjunction with any other offer.

^Source: TrustPilot Review April 2018