Build on the success of your business at tax time

Fast, flexible and personalised loans

MYOB OnDeck Logos

The money you need, without the wait!

We know accessing finance isn’t easy. That’s why we've partnered with OnDeck to bring you MYOB Loans Powered By OnDeck. Available from $10,000 to $150,000 with repayments over 6-24 months, MYOB Loans makes it easy to claim tax deductions for assets up to $20,000 bought before 30 June, 2017^.

Flexible term loans


3 Steps to your next loan


Apply online

A fast and easy 10 minute online application and 3 months of business bank statements


Quick decisions

Funding based on the health of your business


Get funded

Receive funding in as fast as 1 business day

  • OnDeck are Australian-based loan specialists
  • $6+ billion in funding delivered to businesses globally*
  • OnDeck has helped over a thousand businesses just like yours

“I would recommend MYOB Loans to other businesses and we will continue to use it in the future.”

Siobhan Belmore, Tree Access Owner

Highly skilled specialists dedicated to serving you


Expertly trained

A dedicated Australian-based loan specialist ready to assist your unique business


Available anytime

Loan specialists are available to speak to you Monday to Friday 9am - 6pm reach them easily on 1800 817 596


Great service

96% of MYOB clients who used OnDeck recalled a great service

Are you an MYOB Partner? Join OnDeck's Partner Referral Program

Help your clients discover new financing options through the OnDeck Partner Referral Program.
Designed for accountants and bookkeepers, this program gives you another opportunity in the business advisory space.

  • Dedicated support
  • Ongoing benefits
  • Trusted service

Frequently Asked Questions

OnDeck has partnered with MYOB to help MYOB customers access financing solutions for their businesses.  OnDeck is a direct lender of business loans (also called “working capital” loans) to the small business market. OnDeck is not a “peer to peer” lender or crowd funder and does not lend to consumers.

OnDeck Capital Australia Pty Ltd (“OnDeck Australia”) is a subsidiary of US-based On Deck Capital, Inc. MYOB holds a 30% stake in OnDeck Australia and earns a commission on loans referred to OnDeck Australia.

OnDeck provides business loans from $10,000 - $150,000 over 6-24 months.

Working capital designed for inventory, marketing, equipment, cash flow, or any other opportunity for your business to generate a positive return.

Rates: OnDeck offers a range of interest rates, which are determined based on your business credit score. The interest rate for your loan could be commensurate with bank lending, or as high as a business credit card, depending on your credit rating.

Fees: OnDeck charges a standard 2.5% origination fee for its lending. There is no application fee.

If you’ve been pre-qualified by MYOB, it was based on criteria that OnDeck has provided. MYOB has not shared any of your personal or business information with OnDeck.

All that’s required is a simple online application and 3 months of bank statements – or you can apply over the phone.

Approval will be based on the health of your business cash-flow, as well as your business credit score 

OnDeck offers loan terms of between six months and two years, depending on your business needs and qualifications.

Loans are repaid automatically through a fixed weekly or daily debit to your business account. 

Once approved, you could receive funding as soon as the next business day. 

MYOB has not shared any of your personal or business information with OnDeck. OnDeck has provided MYOB with its lending criteria to enable MYOB to internally determine your loan pre-qualification.


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Fast and flexible loans

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Loans are issued by On Deck Capital Australia Pty Ltd ABN 28 603 753 215. Loans subject to lender approval.
*Information refers to the operations of the OnDeck Group, including On Deck Capital, Inc. and its subsidiaries.
MYOB holds a 30% stake in OnDeck Australia and has a referral agreement under which it earns a commission on loans referred to OnDeck Australia.

^The information provided is general in nature and should not be taken as tax advice. For specific advice relating to your particular circumstances please contact the ATO or your tax advisor.
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