What could $35,000 do for your business?

MYOB OnDeck Logos

The quick and easy loan to help your business grow

We know growing your business can be tough, and accessing finance isn’t easy. That’s why we've partnered with OnDeck to bring you MYOB Loans*: to help small businesses get ahead. Loans from $10,000 to $150,000 with repayments over 6-24 months.

How it works


Apply Online

Whether you need equipment, staff or tools, applying online takes only 10 minutes. The terms are transparent and flexible.


Receive your decision

It can take just one day to process your application. Funding is based on the health of your business, not your personal credit score.


Get funded

Receive funds in as fast as one business day. Get access to Australian-based phone support whenever you need it.

"On both occasions of funding I was treated as a person, as a business owner and provided with great customer service, quick funding and was understood."
Elyston Hayden Owner, Elyston Hayden Hair
ondeck logo

MYOB Loans Powered by OnDeck

MYOB has partnered with OnDeck to give businesses the funding they need to grow.

  • OnDeck are Australian-based loan specialists
  • $5+ billion in funding delivered to businesses globally**
  • Funding to business in over 700 industries**
  • 96% of MYOB clients who used OnDeck recalled a great service

“I would recommend MYOB Loans to other businesses and we will continue to use it in the future.” 

Siobhan Belmore, Tree Access Owner 

"OnDeck makes me feel comfortable. The manager is always in contact with me and checking how things are going. I would recommend it to anybody who wants quick funds and wants some support for his business. "
Tony Harfouche A1 Finishes

Frequently Asked Questions

1. Who is OnDeck? Toggle Section

OnDeck has partnered with MYOB to help MYOB customers access financing solutions for their businesses.  OnDeck is a direct lender of business loans (also called “working capital” loans) to the small business market. OnDeck is not a “peer to peer” lender or crowd funder and does not lend to consumers.

2. What’s MYOB’s relationship with OnDeck? Toggle Section

OnDeck Capital Australia Pty Ltd (“OnDeck Australia”) is a subsidiary of US-based On Deck Capital, Inc. MYOB holds a 30% stake in OnDeck Australia and earns a commission on loans referred to OnDeck Australia.

3. How much can I get? Toggle Section

OnDeck provides business loans from $10,000 - $150,000 over 6-24 months.

4. What type of loans are on offer? Toggle Section

Working capital designed for inventory, marketing, equipment, cash flow, or any other opportunity for your business to generate a positive return.

5. What are the rates and fees? Toggle Section

Rates: OnDeck offers a range of interest rates, which are determined based on your business credit score. The interest rate for your loan could be commensurate with bank lending, or as high as a business credit card, depending on your credit rating.

Fees: OnDeck charges a standard 2.5% origination fee for its lending. There is no application fee.

6. How did my business get pre-qualified? Toggle Section

If you’ve been pre-qualified by MYOB, it was based on criteria that OnDeck has provided. MYOB has not shared any of your personal or business information with OnDeck.

7. What documents are required to apply? Toggle Section

All that’s required is a simple online application and 3 months of bank statements – or you can apply over the phone.

8. How will approval decisions be made? Toggle Section

Approval will be based on the health of your business cash-flow, as well as your business credit score 

9. What loan terms are available? Toggle Section

OnDeck offers loan terms of between six months and two years, depending on your business needs and qualifications.

10. How do I repay my loan? Toggle Section

Loans are repaid automatically through a fixed weekly or daily debit to your business account. 

11. How soon can I get my loan? Toggle Section

Once approved, you could receive funding as soon as the next business day. 

12. Have you shared my information with OnDeck? Toggle Section

MYOB has not shared any of your personal or business information with OnDeck. OnDeck has provided MYOB with its lending criteria to enable MYOB to internally determine your loan pre-qualification.

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Learn more about short term small business loans.

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We hope you enjoy all the business building tips in your free guide.


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In downloading this eBook, you’re also consenting to receive communication from MYOB and OnDeck to help your business including special offers and product tips. If you don’t want to receive any emails or telephone calls, you can unsubscribe at any time.

*Loans are issued by On Deck Capital Australia Pty Ltd ABN 28 603 753 215. This does not constitute an offer. Loans subject to lender approval.
**Information refers to the operations of the OnDeck Group, including On Deck Capital, Inc. and its subsidiaries.
MYOB holds a 30% stake in OnDeck Australia and has a referral agreement under which it earns a commission on loans referred to OnDeck Australia. For the latest version of the MYOB privacy policy and for details on how to opt out of receiving promotional materials from MYOB, please visit myob.com.au/privacy.