Business loans in as fast as 24 hours

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MYOB loans Powered by OnDeck

Business financing in 3 easy steps

Looking for additional funds to help with cash flow or to grow your business? MYOB Loans powered by OnDeck has helped many businesses just like yours with loans from $10,000 to $250,000 over 6 to 24 months. Even better, there are no set up fees, it's all online and you could secure funds in as little as 24 hours. It’s a great way to get your business growing sooner. 


Apply online

10 minute online application and 3 months of business bank statements


Quick decisions

Know within hours if you’re approved


Get funded

Receive funds in your account in as fast as 24 hours

Short term loans

$10K - $250K

6 - 24 month terms

MYOB has partnered with OnDeck to give you access to a world class lending solution

At MYOB, we’re all about helping businesses succeed. We know accessing finance to grow your business isn’t always easy, that’s why we partnered with OnDeck to bring you MYOB Loans: to help small businesses like yours get ahead.

  • OnDeck are Australian based loan specialists
  • $10 billion in funding delivered to businesses globally
  • 96% of MYOB customers who used OnDeck recalled a great service3


3 Source NPS responses for MYOB Loans customers March 2019

MYOB Loans powered by OnDeck and AFIA
"Great to work with. Fast and efficient. They take the time to understand your business"
Adrienne, MYOB customer April 2019
"The process was transparent, fair and easy"
Scott, MYOB customer February 2019
"In the long term I think MYOB and OnDeck will be the best partner to grow my business’"
Arzal, MYOB customer October 2018

Fast and flexible loans

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By submitting this form, you're consenting to receive communication from OnDeck to help your business including special offers and product tips. If you don’t want to receive any emails or telephone calls, you can unsubscribe by contacting OnDeck at

Loans are issued by On Deck Capital Australia Pty Limited ABN 28 603 753 215 (OnDeck). Loans subject to lender approval. MYOB holds a 30% stake in OnDeck and has a referral agreement under which it earns a commission on loans referred to OnDeck. For the latest version of the MYOB privacy policy and for details on how to opt out of receiving promotional materials from MYOB, please visit our privacy page.

Frequently Asked Questions

1. Who is OnDeck?

OnDeck has partnered with MYOB to help MYOB customers access financing solutions for their businesses.  OnDeck is a direct lender of business loans (also called “working capital” loans) to the small business market. OnDeck is not a “peer to peer” lender or crowd funder and does not lend to consumers.

2. What’s MYOB’s relationship with OnDeck?

OnDeck Capital Australia Pty Ltd (“OnDeck Australia”) is a subsidiary of US-based On Deck Capital, Inc. MYOB holds a 30% stake in OnDeck Australia and earns a commission on loans referred to OnDeck Australia.

3. How much can I get?

OnDeck provides business loans from $10,000 - $250,000 over 6-24 months.

4. What type of loans are on offer?

Business loans designed for inventory, marketing, equipment, cash flow, or any other opportunity for your business to generate a positive return. OnDeck doesn’t take security over your assets, however they do require a personal guarantee.

5. What are the rates and fees?

Rates: OnDeck offers a range of interest rates, which are determined based on your business credit score. The interest rate for your loan could be commensurate with bank lending, or as high as a business credit card, depending on your credit rating. Fees: OnDeck charges a standard 2.5% origination fee for its lending. There is no application fee.

6. How did my business get pre-qualified?

If you’ve been pre-qualified by MYOB, it was based on criteria that OnDeck has provided. MYOB has not shared any of your personal or business information with OnDeck.

7. What documents are required to apply?

It’s a simple 10 minute application. All you need are 3 months of business bank statements. Or call us and we’ll help you over the phone on 1800 817 596.

8. How will approval decisions be made?

Approval will be based on the health of your business cash-flow, as well as your business credit score 

9. What loan terms are available?

OnDeck offers loan terms of between six months and two years, depending on your business needs and qualifications.

10. How do I repay my loan?

Loans are repaid automatically through a fixed weekly or daily debit to your business account. 

11. How soon can I get my loan?

Once approved, you could receive funding as soon as the next business day. 

12. Have you shared my information with OnDeck?

MYOB has not shared any of your personal or business information with OnDeck. OnDeck has provided MYOB with its lending criteria to enable MYOB to internally determine your loan pre-qualification.