Take out a business loan and take a break on us*

  • Reimbursement for 3 months of MYOB subscription fees
  • No loan repayments until 2020
  • A prepaid Mastercard valued up to $1K
MYOB loans Powered by OnDeck

Three ways you can take a break on us

We know running your business can keep you very busy, but we think everyone deserves a break. That’s why we’re making it easier for you to put up your feet this summer.  

Take out a business loan with MYOB loans powered by OnDeck before 31/12/2019 and you’ll enjoy the following benefits.

Treat yourself with a prepaid Mastercard valued up to $1000

Relax with no loan repayments until 2020

Plus get reimbursed for 3 months of MYOB subscription fees on your first company file

3 steps to your next loan


Apply online

Easy online application in just 10 minutes


Quick decisions

Know within hours if you're approved


Get funded

Receive funds in as little as 24 hours

MYOB has partnered with OnDeck to give you access to a world class lending solution

At MYOB, we’re all about helping businesses succeed. We know accessing finance to grow your business isn’t always easy, that’s why we partnered with OnDeck to bring you MYOB Loans: to help small businesses like yours get ahead.

  • OnDeck are Australian based loan specialists
  • $10 billion in funding delivered to businesses globally
  • 96% of MYOB customers who used OnDeck recalled a great service^


3 Source NPS responses for MYOB Loans customers March 2019

MYOB Loans powered by OnDeck and AFIA
"All done online and a couple of phone conversations, no drama at all!"
Elrene, MYOB customer July 2019
"The process was transparent, fair and easy"
Scott, MYOB customer February 2019
"Called on Thursday and put the application in, got approval the next morning and funds in our account that same day! "
Llse, MYOB customer August 2019

Frequently Asked Questions

1. Who is OnDeck? Toggle Section

OnDeck has partnered with MYOB to help MYOB customers access financing solutions for their businesses.  OnDeck is a direct lender of business loans (also called “working capital” loans) to the small business market. OnDeck is not a “peer to peer” lender or crowd funder and does not lend to consumers.

2. What’s MYOB’s relationship with OnDeck? Toggle Section

OnDeck Capital Australia Pty Ltd (“OnDeck Australia”) is a subsidiary of US-based On Deck Capital, Inc. MYOB holds a 30% stake in OnDeck Australia and earns a commission on loans referred to OnDeck Australia.

3. How much can I get? Toggle Section

OnDeck provides business loans from $10,000 - $250,000 over 6-24 months.

4. What type of loans are on offer? Toggle Section

Business loans designed for inventory, marketing, equipment, cash flow, or any other opportunity for your business to generate a positive return. OnDeck doesn’t take security over your assets, however they do require a personal guarantee.

5. What are the rates and fees? Toggle Section

Rates: OnDeck offers a range of interest rates, which are determined based on your business credit score. The interest rate for your loan could be commensurate with bank lending, or as high as a business credit card, depending on your credit rating. Fees: OnDeck charges a standard 2.5% origination fee for its lending. There is no application fee.

6. How did my business get pre-qualified? Toggle Section

If you’ve been pre-qualified by MYOB, it was based on criteria that OnDeck has provided. MYOB has not shared any of your personal or business information with OnDeck.

7. What documents are required to apply? Toggle Section

It’s a simple 10 minute application. All you need are 3 months of business bank statements. Or call us and we’ll help you over the phone on 1800 817 596.

8. How will approval decisions be made? Toggle Section

Approval will be based on the health of your business cash-flow, as well as your business credit score 

9. What loan terms are available? Toggle Section

OnDeck offers loan terms of between six months and two years, depending on your business needs and qualifications.

10. How do I repay my loan? Toggle Section

Loans are repaid automatically through a fixed weekly or daily debit to your business account. 

11. How soon can I get my loan? Toggle Section

Once approved, you could receive funding as soon as the next business day. 

12. Have you shared my information with OnDeck? Toggle Section

MYOB has not shared any of your personal or business information with OnDeck. OnDeck has provided MYOB with its lending criteria to enable MYOB to internally determine your loan pre-qualification.

Fast and flexible loans

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Loans are issued by OnDeck Capital Australia Pty Limited ABN 28 603 753 215 (OnDeck). Loans subject to lender approval. MYOB holds a 30% stake in OnDeck and has a referral agreement under which it earns a commission on loans referred to OnDeck. ​

* This offer is valid until 5pm AEDT on Tuesday 31st December 2019, unless otherwise varied by us. This offer is strictly limited to MYOB customers that apply, are approved for, and take out an unsecured term loan between $10,000 - $250,000 with MYOB Loans powered by OnDeck. This offer does not apply to existing MYOB Loans powered by OnDeck or OnDeck customers. This offer cannot be used in conjunction with any other offer. We reserve the right to vary or discontinue the offer at any time. ​

To apply, you must submit an application for a term loan via the MYOB Loans powered by OnDeck landing page at www.myobloans.com/takeabreak with your unique code or by contacting us on 1800 317 475 and quoting your unique code. Offer does not apply to applications submitted via any other channel (such as a broker). ​

This offer provides for you to receive: ​

  1. a single-load stored-value gift card issued by Heritage Bank Limited (“Issuer”). Gift card value will be $250 where you take out a term loan less than $25,000, $500 where you take out a term loan of $25,000 or more but less than $50,000, and $1000 where you take out a term loan of $50,000 or more. Details on how to claim the gift-card will be emailed to eligible applicants within 30 days of taking out a term loan. Gift card Issuer terms and conditions apply; ​
  2. a deferral on your term loan repayments until 1 January 2020. Your total loan term will be extended by the same length as your payment deferral. Loan terms and conditions; and ​
  3. reimbursement of the monthly subscription price of an existing AccountRight, Essentials or Essentials Payroll subscription for 3 months, for one company data file only. Reimbursement will be applied to your MYOB account as a single credit at the end of your billing cycle 3 months after you take out a term loan. The offer excludes fees for optional additional services like MYOB PayBy invoice payments and excess transactions under the MYOB Bank Feeds fair use policy. MYOB product terms and conditions apply. ​

Pre-qualification does not constitute an offer capable of acceptance and recipients of this communication have been identified as potentially eligible customers for an OnDeck loan based on business profile which may include information such as industry, time in business, industry, estimated revenue and other data. OnDeck’s eligibility criteria will be applied should you make an application, including analysis on the health of your business to determine if you are eligible for a loan and if applicable, to determine the final loan pricing, duration and loan amount.

This message was sent by MYOB Australia Pty Ltd ABN 13 086 760 198 as part of a marketing campaign. Loans are issued by OnDeck Capital Australia Pty Ltd ABN 28 603 753 215 (OnDeck) subject to the terms of a loan agreement issued by OnDeck and are subject to lender approval. MYOB holds a 30% stake in OnDeck and has a referral agreement under which it earns a commission on loans referred to OnDeck. For the latest version of the MYOB privacy policy and for details on how to opt out of receiving promotional materials from MYOB, please visit www.myob.com/au/privacy-policy.